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Privacy Policy

Effective: April 23, 2012

This PRIVACY POLICY (“Policy”) governs all of the online services offered by Dewdrop Digital, LLC dba UltimateMoneyGuide.com (“Company”). This Policy applies only to Company’s family of online assets. It does not necessarily reflect Company’s offline privacy policies. This Policy is an integral part of Company’s Terms of Service and is integrated therein. If not otherwise defined herein, the definition of any capitalized term is the same as the definition in the Terms.

  1. Information We Collect and How We Use It
    Company collects information about you when you register and when you use UltimateMoneyGuide.com and related services (the “Services”).

    1. Registration
      When you register, we may ask you for personal information. We may combine the information you submit under your account with information from third parties in order to provide you with a better experience and to improve the quality of our services. For example, we may send you information about Company or promotional material from some of our partners. You may opt out of these promotional messages at any time by following the unsubscribe information contained in these messages.
    2. Cookies
      When you visit UltimateMoneyGuide.com, we send one or more cookies – a small file containing a string of characters – to your computer that uniquely identifies your browser. We use cookies to improve the quality of our service by storing user preferences and tracking user trends. Company also uses various Google tools which make use of cookies and may track visitor behavior and site usage as well as other information. Company may also use other software to obtain information for marketing purposes. Such software may also use cookies.You can chose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in security software programs. However, this can affect how you are able to interact with our site and other sites. This could include the inability to login to services or programs, such as logging into forums or accounts.
      Deleting cookies does not mean you are permanently opted out of any advertising program. Unless you have settings that disallow cookies, the next time you visit a site running the advertisements, a new cookie will be added.
    3. Server Log Information
      When you use one of our websites, our servers automatically record information that your browser sends whenever you visit a website. These server logs may include information such as your browser, Internet Protocol address, cookie information, and the page you requested.
    4. User Communications
      When you send email or other communications to Company, Company may retain those communications indefinitely.
    5. Use of Information
      Company may use your information for any legally permissible purpose in Company’s sole discretion, except that Company will never sell your information. The following describes how Company currently uses individual information, but Company may change or broaden its use at any time as permitted by law. Company uses information for the following general purposes:  to customize the advertising and content you see, to fulfill requests for products, services, or information, to improve our services, and to contact you. Company may also disclose your information to respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims. Company may also disclose your information if Company believes it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of the Terms or any Agreement, or as otherwise required by law. Company may share with third parties certain aggregated, non-personal information, such as the number of users who clicked on a particular advertisement. Such information does not identify you personally.
  2. Targeted Advertisements
    Company displays targeted advertisements based on personal information. Advertisers (including advertisement serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria. Company does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad, you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
  3. Children’s Online Privacy Protection Act Notices
    1. Prohibition of Disclosure of Information
      Children under 13 are not permitted to disclose any personally identifying information in relation to any Service. This means that children may not register for any product or service.
    2. Filtering Notice
      There are commercially available services and software that limit access to objectionable information.
  4. Modification or Deletion of Account Information
    You can edit your account information at any time by contacting Company at admin@ultimatemoneyguide.com  You can delete your account at any time by contacting Company atremoveme@ultimatemoneyguide.com. Some information about you and your account may remain in our archived records after modification and/or deletion.
  5. Sale or Merger of Business
    If Company becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will transfer the information collected hereunder to the resulting entity, which may or may not utilize the same privacy policy.
  6. Third Party Applications
    Company may make third party applications available through the Website. The information collected by Company when you use a third party application is governed by this Privacy Policy. Information collected by the third party application provider is governed by the third party’s privacy policy.
  7. Changes
    Company may update this policy at any time. We will notify you about significant changes in the way we treat personal information by placing a prominent notice on our website.
  8. Comments or Questions
    If you have any questions or comments about this policy, please contact us at admin@ultimatemoneyguide.com


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The information provided in The Ultimate Money Guide is a compilation of our research, presented here for your convenience and information, and not necessarily intended as an endorsement of the companies listed herein. Such information was gathered from third-party sources, and we cannot attest to the accuracy of the information contained herein. Ultimate Money Guide does not make any earnings claims with respect to the potential income from any industry, company, or advertiser listed on our website. It is up to the reader to do their own due diligence when reviewing all business opportunities. You agree that you utilize and/or act upon the information in The Ultimate Money Guide at your own risk. The Ultimate Money Guide is not responsible for the content of any third-party website or advertiser referenced herein and undertakes no obligation to update the information herein. The Ultimate Money Guide may have business relationships with some or all of the companies listed herein, and may receive compensation for the listings or advertisements that you see within The Ultimate Money Guide website, book, or email communications from us. By accessing our website, you agree to all terms and conditions in our Terms of Service.